“Human-Centric AI Cloud Banking: Quantum-Enhanced SAP Integration for Intelligent Financial Services”. International Journal of Research Publications in Engineering, Technology and Management (IJRPETM) 7, no. 5 (September 11, 2024): 11161–11165. Accessed February 9, 2026. https://ijrpetm.com/index.php/IJRPETM/article/view/138.