“TRANSFORMING FINANCIAL DATA WORKFLOWS: SERVICE-ORIENTED INTEGRATION OF THIRD-PARTY PAYMENT GATEWAYS WITH ORACLE EBS IN GOVERNMENT FINANCE SYSTEMS” (2025) International Journal of Research Publications in Engineering, Technology and Management (IJRPETM), 8(4), pp. 12400–12411. doi:10.15662/IJRPETM.2025.0804005.