Banking Ecosystem Modernization with Privacy-Preserving AI-Cloud Networks, SAP, and API Integration. International Journal of Research Publications in Engineering, Technology and Management (IJRPETM), [S. l.], v. 8, n. 6, p. 13066–13070, 2025. DOI: 10.15662/IJRPETM.2025.0806004. Disponível em: https://ijrpetm.com/index.php/IJRPETM/article/view/136. Acesso em: 9 feb. 2026.